HOUSING and Local Government Minister Zuraida Kamaruddin announced that the government will now allow student loan defaulters to be exempted from housing loan rules. I am not sure how the CCRIS system of credit checks will allow this. A credit score in the system is affected even by the payment of utility bills. And how … Continue reading Column – More to affordable home equation
Change, but change meaningfully By Hafidz Baharom It was an awkward week when you have a prime minister saying that a government linked investment company did not achieve it’s objective of furthering the Bumiputera agenda. Mostly because he was talking about Khazanah Nasional Bhd, which I’m not sure if it even had the duty of … Continue reading Full article – Change, but change meaningfully
Why settle study loans Posted on 19 March 2018 - 08:05am Hafidz Baharom BEFORE we talk about the National Higher Education Fund Corp (PTPTN), let's understand that it is primarily a rolling fund. This means it can only dish out money that it gets back. Thus, if borrowers don't pay or service their loans, it … Continue reading Column – Why settle study loans
A news piece in a local portal caught my eye, detailing the plight of the media sector, particularly journalists. If you have yet to notice, there has definitely been a shrinking media industry in Malaysia. In fact, this trend will not be turning around anytime soon, and it did not start with The Malaysian Insider. … Continue reading The Heat Malaysia column – Malaysia’s shrinking media scene
The new Pakatan Harapan seems set to repeat the very same mistakes that took place in the last general election, though this time the coalition cannot blame it on PAS. Reported in the news over the weekend, both DAP and PKR are expecting to clash against one another in five state seats come May 7 … Continue reading The Heat Malaysia – PAKATAN REPEATING GE13 MISTAKES IN S’WAK
Spring is in the air, and our government is already asking parliament for more money! In a rather weird moment, Putrajaya is now asking Parliament for more money via a supplementary bill for RM3.3 billion. This brings the amount of cash being allocated for 2016 to a whopping RM270 billion - within three months of the … Continue reading A supplementary budget in March?!
It is oftentimes said that one of the reasons given in censoring films, books and even news portals is the fact that these elements can "confuse" Malaysians. For some reason or another, it seems that telling Malaysians that heuristic logics of merely yes or no being insufficient is considered a crime. As such, could we … Continue reading Gag the Cabinet for confusing everyone?